Which bank's newcomer welcome offer is actually worth chasing right now?

Don't anchor on a specific dollar figure you saw in a blog post or forum thread — these are time-limited promotions that change throughout the year, so a number that was real six months ago might already be gone. Pull up each bank's own official newcomer page the same week you're deciding and compare the actual current offer, the fee-waiver period, and what you need to do to qualify (usually a direct deposit setup) — that's the only way to know you're comparing real numbers, not stale ones. /guides/banking-for-newcomers walks through how these packages are structured so you know what to look for. General information from my own experience, not legal advice — for anything specific to your file, a licensed RCIC or immigration lawyer can look at your actual documents.