Immigration Guides
Plain-English guides for every stage of your Canadian immigration journey — verified against official IRCC and provincial sources. Each guide carries a date stamp so you know how fresh it is.
Timely · June 25, 2026
OINP Redesign: All 8 Streams Closed — What Changed
Ontario permanently closed all its old streams on June 25, 2026. The new Workforce Priority stream requires a job offer. If you were planning to apply to the Masters Graduate or PhD Graduate stream, read this first.
Choose Your Journey Stage
Study in Canada
Guides for international students at every stage — from choosing a school to using your degree as a springboard to permanent residence.
Work in Canada
Everything about working legally in Canada — PGWPs, open and closed work permits, bridging permits, and IEC Working Holiday.
Permanent Residence
The federal and provincial pathways to Canadian permanent residence — Express Entry, PNP, and family routes explained.
Family & Sponsorship
Bringing your family to Canada — sponsoring a spouse, partner or child for permanent residence, work and study permits for the family you already have here, and the visitor routes for parents and grandparents.
Visiting Canada
For visitors, and for the citizens and PRs inviting them — the visa to enter (TRV), the document that sets how long you stay (Visitor Record), and the long-stay Super Visa for parents and grandparents.
Application Help
The cross-cutting problems that show up in every application, whatever you are applying for — evidence that does not fit the form, documents an employer will not give you, refusals, and the exams and assessments IRCC asks for.
After Permanent Residence
Maintaining your PR status and the path to Canadian citizenship.
Living in Canada — Settling In
Banking for Newcomers: How Canadian Bank Accounts & Newcomer Packages Work
How the Big Five banks' newcomer packages are structured, what to actually bring to open an account, and why you should never rely on a quoted cash bonus without confirming it's still live.
Car Insurance in Canada: Public vs. Private, by Province
Which provinces run a public auto insurer (BC, Saskatchewan, Manitoba, Quebec) versus a private market (Ontario, Alberta, and the Atlantic provinces), and what that actually means for a new driver.
Cost of Living in Canada, by City
How rent, the biggest line item in every newcomer's budget, actually differs between Toronto, Vancouver, Calgary, and Montreal — and where to check current numbers instead of relying on a figure that will go stale.
Enrolling Your Kids in School: How Canada's K-12 System Works
Every child in Canada has a right to free public education regardless of immigration status — how enrolment actually works, what documents school boards ask for, and why it's a provincial (not federal) system.
First 90 Days in Canada — Settlement Checklist
A practical, step-by-step checklist for new permanent residents and long-term permit holders: SIN, health card, banking, phone, credit, and more — with timelines and pro tips.
Getting a Driver's Licence: Exchanging a Foreign Licence by Province
Which countries have a reciprocal driver's licence exchange agreement with which Canadian provinces, how long you can drive on a foreign licence before converting, and what happens if your country isn't on the list.
Provincial Health Coverage & Waiting Periods, by Province
How long you wait for public health insurance to start in each province and territory, who is exempt from the wait, and how to cover the gap.
Renting in Canada: Tenant Insurance & Deposit Rules by Province
What tenant (renter's) insurance actually covers, whether your landlord can require it, and how deposit rules — last month's rent, security deposits — differ sharply between Ontario, BC, Alberta, and Quebec.
🗺️ Start with the big picture
The Study → PR Pathway Map shows every step from study permit to permanent residence in one place.
Not sure where you fit?
The Eligibility Wizard asks 5 questions and matches you to programs. The CRS Calculator shows your Express Entry score breakdown.