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Bank statements show one large deposit from my parents 3 months ago — will this tank my application?
sherry_sheridan
My parents transferred a lump sum to help cover tuition + living costs about 3 months before I'm applying. Is a single large deposit automatically a red flag even if I can explain it?
💬 1 answer
A large, unexplained, recent deposit is one of the most commonly cited refusal triggers because officers can't tell if it's a real gift or a short-term loan just to pad the account. Being 3 months out (not days) helps, but add a short letter from your parents explaining the transfer plus proof of where the money came from on their end (their own statements/pay records) so the paper trail is clear rather than just the number appearing.